Why wont apple let me get an apple ID without a "no credit card" suggestion in the payment method?

 

I dont buy my apps and I dont understand why my sister (and other people) were able to make an apple ID without putting a credit card. why wont apple let me download apps without a credit card?

 

Though I can enter my apple ID account when it comes to the game center, when I try to download an app that problem always appears. So now I'm using my sister's ID, but I really want to have my own. 

 

why wont apple let me download apps without a credit card?


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